Credit Risk Analytics Sr. Assoc.

at Wells Fargo in Chandler, Arizona, United States

Job Description

Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wells Fargo’s Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it’s buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services.

The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.

Account Management Data Infrastructure (AMDI) is responsible for managing the production of ADH risk data mart which houses Cards (Prime, Retail and Cobrand) and Personal Lines and Loans customer’s account level information, credit bureau data and relationship data within Well Fargo. ADH (Analytical Data House) risk data is used in many risk management areas including existing customer’s risk strategy, Basel, Loss Forecasting, Reg. reporting, Risk model development/Implementation, and portfolio reporting etc. We are looking for a highly motivated individual to play an active role supporting Account Management real time strategies, performing tracking & monitoring dozens Non Monetary processes to update FDR SOR, assisting monthly credit bureau refresh process and data management. You have opportunity to work with various business partners, cross teams and technology, gain business knowledge through data analysis and research.

The responsibilities include, but are not limited to:

+ Support various complex activities related to data research, data integrity and resolutions

+ Perform data analysis to support audit & examination related activities and documentation

+ Perform complicated research, indepandently manage various data process, identify gaps/areas to enhance and recommend possible resolutions

+ Collaborate with partners to support the business framework with a consistent approach for process control

Required Qualifications

+ 5+ years of risk reporting experience, risk analytics experience, or a combination of both; or 2+ years of experience in a risk role and a Master’s degree or higher in a quantitative field such as statistics, economics, mathematics, operations research, engineering, or business

Other Desired Qualifications

+ 5+ years of credit risk analysis or data management, or combination of both**.

+ Ability to understand business requirement, process and control, translate business requirement to technical logic and connect requirements to practice.

+ Ability to collaborate effectively with partners to accomplish business goals.

+ Excellent oral and written communication skills.

+ 3+ years SAS programming or SQL skills, and proficient in Excel, Word, Visio and Power Point**.

+ Preferred programming experience with Python, R to process large data sets**.

+ Experience with FDR, SHAW system, Hogan or Credit Bureau .

+ Experience in operational/process oriented environment.

+ Knowledge on system control, application control, corporate data integrity policy.

+ Highly organized and proactive. Should be able to manage multiple tasks in a dynamic environment and deal with multiple priorities. Self-starter and team player.

+ Excellent problem solving skills and ability to connect dots, see big picture and find solutions.

Job Expectations

+ Ability to travel up to 5% of the time

Street Address

AZ-Chandler: 2700 S Price Rd – Chandler, AZ

AZ-PHX-Central Phoenix: 100 W Washington St – Phoenix, AZ

AZ-PHX-Northwest Phoenix: 2222 W Rose Garden Ln – Phoenix, AZ

IA-Des Moines: 206 8th St – DES MOINES, IA

IA-West Des Moines: 7001 Westown Pkwy – West Des Moines, IA

MN-Minneapolis: 2650 Wells Fargo Way – Minneapolis, MN

MN-Minneapolis: 600 S 4th St – Minneapolis, MN

NC-Charlotte: 128 South Tryon Street – Charlotte, NC

NC-Charlotte: 301 S College St – Charlotte, NC

NC-Charlotte: 401 S Tryon St – Charlotte, NC

NC-Charlotte: 1525 W Wt Harris Blvd – Charlotte, NC

SC-Fort Mill: 3480 State View Blvd – Fort Mill, SC

NY-New York: 150 E 42nd St – New York, NY

NJ-Summit: 190 River Rd – Summit, NJ

TX-DAL-Downtown Dallas: 1445 Ross Ave – Dallas, TX

TX-Irving: 250 E John Carpenter Freeway – Irving, TX

TX-Plano: 4975 Preston Park Blvd – Plano, TX

MO-Saint Louis: 1 N Jefferson Ave – Saint Louis, MO


All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary


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Company: Wells Fargo

Req Number: 5589465-4

Updated: 2021-07-30 00:23:15.794 UTC

Location: Chandler,AZ

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Job Posting: JC188230051

Posted On: Jul 21, 2021

Updated On: Aug 01, 2021